The name of my portfolio is ‘The Dream Account’

Dividends are what dreams are made of. At least for me.

Two years ago, when I started to get back into the investing game, I had to convince my wife to join me on this journey.

From earlier experience I knew, that my only chance of beating the stock market was to use the ultimate weapon against highs and lows of the market: Patience. And that is how I invented ‘The Dream Account’ and it is exactly what you think it would be…. what a terrible cliffhanger.. Please read this post anyway 🙂

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Monthly update – August 2019

It is no secret, that I am in love with dividends! I felt it in my car driving to work this morning. I even look forward to going to work when a month has passed – Then I get the chance to read all the other blogs monthly updates and I can sum up my own month of dividends. The first of every month is really the dividend investors best day of the month!

Let’s get down to business: The dividends!

This month brought in a total of DKK 70 (11,5 $)

The (big pile of) dividends came in from a total of 9 companies:

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The top 20 travel ideas on my bucket list

People who chases FIRE often have a bucket list. And there is a good reason for that. People who chases FIRE sees experiences and adventures as the good things in life. It resembles freedom, time and independence.

I also have a travel bucket list and here is my top 20:

1 – Isla del Holbox in Mexico and the possibility of snorkling with whale sharks

2 – Slovenia. An underestimated destination in Europe

3 – Japan

4 – Cage dive in South Africa to see a Great White Shark

5 – Train ride in Switzerland

6 – Cycling on Corsica

7 – Visit the Maldives (jan 2016)

8 – Cycling in the Alps and Dolomites (summer 2004, 2006, 2009 and 2011)

9 – Kayak in Lofoten, Norway and see orcas

10 – Drive across USA (2005)

11 – Experience the English countryside

12 – See Hawaii

13 – Live right on the beach in Belize

14 – Costa Rica

15 – Vietnam

16 – See the finish of Tour de France i Paris (summer 2004 & 2006)

17 – Spring in Portugal

18 – See all capitals in Europe (so far I have been in Madrid, Berlin, Copenhagen, Budapest, Prague, Athens, Paris and London)

19 – See Mont Saint-Michel i France

20 – Go to Iceland

Check out Europe’s worst stamp collection

I have four stamps.. Not the boring thing you put on letters back in the 90’s, but stamps in the way, I have bought a small portion of shares in four companies that I consider high risk.

It is mostly a Danish term to call these small buys with high risk a “stamp” – It just means that you invest a smaller amount than you usually do, and that you are ok with a bankruptcy or two 🙂

Now I want to show you my stamp collection, which at the moment must be the worst in Europe 🙂

Stock Buy Current Loss
NIO 5,09 3,16 -38%
Saniona 25,9 19,56 -24%
Changyou 19,25 9,41 -51%
ÅAC Microtech 5,25 4,52 -14%

OUCH!!!

Even though these numbers are terrible, I actually don’t mind. I haven’t risked my entire savings in these stocks. I have invested an amount I’m ok with loosing – I don’t plan on it though!

Stocks is a risk/reward type of game. My global ETF’s are not that risky, but I can’t expect a return much greater than 5-8 % per year. With these stamps I hope that one of them will grow 100-500 % over the next 5-8 years. Substantially more than my ETF’s but also with a risk of getting a big fat zero!

To those of you that haven’t heard of these stocks before here comes a small recap of the 4 businesses:

NIO

Chinese car manufacturer who specializes in electrical cars. Their design is no on level with Tesla or the Germans yet, but even if they only get successful in China, that is still a pretty big market!

Saniona

Saniona is a research and development company focused on drugs for diseases of the central nervous system, autoimmune diseases, metabolic diseases and treatment of pain.  (source: Nordnet)

They don’t have a blockbuster with some candidates they are hoping to get approved.

ÅAC Microtech

With an Å (aa) in its name this company will have a hard time to sell outside Scandinavia. Yet they actually sell a lot and have a quite good order book. Unfortunately, they don’t make a profit… yet.

The company specializes in Nanosatellites just like the Danish company Gomspace. I heard about ÅAC in a podcast, where some analysts conveyed the market and different market players and concluded that ÅAC was one the companies most likely to make a net profit in this business.

Changyou

This company is also Chinese and specialized in gaming. The big loss I have in this company is actually a huge dividend! I don’t expect i 50 % yield every year, but from what I have heard the company have made a successful game and decided to pay out the profits from this to its investors. This buy is a hope, that they will develop another game with success.

Why bother with stamps?

Stamps to me is a way to stimulate my need and desire to stock pick. I believe in my strategy, but I also know myself well enough to acknowledge that I need stimulation to keep motivated. These stamps do just that.

For me it is not about the amount of money, but more about finding hidden gems in the stock market. This keep me at my toes and motivates me to read a lot about the stock market in general which in the end will benefit me along the way. And maybe I will someday be able to write an updated article about these 4 stamps and be able to tell you about one or two success stories.

Monthly update – May 2019

Sell in May, and stay away!!

Wow – sometimes I forget my strategy and start to panic when my stocks sdecrease in value. May has been a son of a b*tch to my portfolio value… But hey: Great news!!

My strategy is not based on selling my stocks, but rather keeping my stocks for a long long time as long as they are paying me dividends. And guess what? They are!!

My dividend income in May:

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